No home system or appliance is immune to breakdowns, especially older items. To avoid having to manage several repairs in one year, or pay expensive repair or replacement costs, consider purchasing a home warranty from one of the providers in this review.
Peace of mind is the biggest selling point for a Tennessee home warranty. This type of home protection plan ensures that you can afford an expensive repair or replacement when one of your major home systems or appliances breaks down and that you’ll be able to easily get a fix in a matter of days.
The This Old House Reviews team has put together a review of the best home warranty companies in the Volunteer State. Continue reading for an in-depth look at company plans, add-on options, and pricing.
Top Home Warranty Companies in Tennessee
Because of how saturated the Tennessee home warranty market is, we picked out the three best home warranty providers based on coverage, pricing, customer service, and industry experience.
1. American Home Shield
American Home Shield (AHS) has almost 50 years of experience providing warranty coverage to Tennessee homeowners. American Home Shield is known for allowing customers to customize their own coverage with the Build-Your-Own Plan and letting homeowners select their own service fee.
AHS offers four plans: a Systems Plan, Appliances Plan, Combo Plan, and Build-Your-Own Plan. The Systems Plan protects 11 systems like your air conditioning, the Appliances Plan protects 10 appliances like your garbage disposal and built-in microwave, and the Combo Plan protects the items found in both of those plans. The Build-Your-Own Plan allows customers to select 10 systems or appliances in their home to protect.
To further customize your plan, you can add one or more of the following items to your plan for an additional cost every month:
- Guest unit under 750 square feet
- Electronics extended warranty
- Pool and spa
- Well pump
- Septic pump
American Home Shield plans typically range between $50–$60 per month, with the Systems and Appliances Plans falling on the lower end and the Combo Plan falling on the higher end. The Build-Your-Own Plan costs around $54.99 per month.
In addition to this monthly premium, customers are required to pay a service fee every time a technician comes to diagnose a broken system or appliance. Service fee options are $75, $100, or $125. If you choose a lower service fee, your monthly premium will be higher.
For a free quote from American Home Shield, fill out this online form or call 844-529-9298.
2. Choice Home Warranty
Choice Home Warranty (CHW) has over 11 years of home warranty experience and is known for its affordable plans and service fees for customers on a budget.
CHW has two plans—a Basic Plan and a Total Plan. The Basic Plan protects 14 systems and appliances. For comprehensive coverage that includes air conditioners, refrigerators, washers, and dryers, consider signing up for the Total Plan.
Here are a few of Choice Home Warranty’s add-on options:
- Limited roof leaks
- Sump pump
- Well pump
- Second refrigerator
- Central vacuum
Here’s what you can expect to pay each month for a Choice Home Warranty plan:
Customers pay between $60–$85 for every service request.
For a free quote from Choice Home Warranty, fill out this online form or call 800-495-1292.
3. 2-10 Home Buyers Warranty
2-10 Home Buyers Warranty (2-10 HBW) has been in business for more than 35 years. The home warranty company is worth mentioning because of its diverse coverage options with plans for homeowners, builders, and real estate agents.
2-10 HBW has three homeowner plans—HVAC + Water Heater, Major Appliances, and Everything Together. The HVAC + Water Heater Plan protects eight systems, including your heating, cooling, and water heater. The Major Appliances Plan protects six kitchen appliances plus a washer and dryer. The Everything Together Plan covers everything mentioned in the previous two plans, plus 13 more covered items not commonly found in home warranty plans, like doorbells and lighting fixtures.
Here are a some of the 2-10 HBW add-on options you can tack onto any homeowner plan:
- Water softener
- Wine cooler
- Extended pipe leaks and pre-season HVAC tune-up
- Pool and spa
A real estate agent looking to protect one of the homes they’re selling can purchase one of the homeowner plans. If they want additional protection for fees associated with codes, permits, and modifications, they can purchase Supreme Protection.
For homes that are being built or remodeled, you can purchase one of the structural plans—a Workmanship Warranty, Distribution Systems Warranty, and Structural Warranty. These plans protect against defects for one, two, and 10 years, respectively.
Here are monthly estimates for the homeowner and real estate plans:
Note: Customers pay $85 per service call.
For a free quote from 2-10 Home Buyers Warranty, fill out this online form.
Frequently Asked Questions about Tennessee Home Warranties
What other home warranty companies are available in Tennessee?
While American Home Shield, Choice Home Warranty, and 2-10 Home Buyers Warranty are your best options for Tennessee home warranty companies, there are other providers available, including First American Home Warranty, Select Home Warranty, America’s First Choice Home Club, and Total Home Protection.
When can I start using my home warranty plan?
Most home warranty companies start coverage 30 days after you purchase a plan. However, some companies, like The Home Service Club, have a lower than average waiting period or make exceptions for certain situations.
For example, Choice Home Warranty will waive the waiting period if your home had coverage from a different provider immediately before purchasing a Choice Home Warranty plan. The Home Service Club has a low waiting period for all of its customers at 10 days.
Will a home warranty cover old systems and appliances?
A home warranty covers all systems and appliances, regardless of age, as long as the item is functioning properly at the time you purchase a plan.
Any Tennessee resident can find home warranty coverage with the customizable, affordable, and diverse plans from American Home Shield, Choice Home Warranty, and 2-10 Home Buyers Warranty. We recommend getting quotes from all three of the companies to compare pricing and find the best plan that fits within your budget.