With 30-year fixed loans averaging below 4.25 percent for the past three weeks, even homeowners who refinanced or purchased less than a year ago are considering a refinance. The trend could take on greater urgency in the wake of an MBA forecast calling for long-term mortgage rates to rise in coming year. Borrowers who plan to remain in their home for many years to come have an opportunity to lower their monthly mortgage payments, and they also have ample time to recoup the costs of a refi. | Read More

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